With new regulations such as PSD2 and Open Banking coupled with the rise of neobanks and startups, the European financial landscape is transforming faster than ever amid rising consumer demand. Traditional business models are at risk. The future will be held in the hands of those who understand customers and their needs to manage their daily financial lives at their fingertips. Shopping online at the click of a button without a worry. Instantly transferring money to a relative’s mobile number.
Sharing their data with their preferred online shop. Moving by metro or bus at the touch of a mobile. BPC bridges real life to digital in banking, ecommerce and mobility, delivering solutions to Banks, PSPs, Merchants, Governments and Transport Operators.
Digital Banking is more than an app with a great UX. It implies all processes to be fully automated from end to end, from easy onboarding to the instant delivery of services, all without manual intervention. Whether you are building a neobank from scratch or digitally transforming your traditional bank, SmartVista Digital Banking Suite offers a bank in a box to deploy a real bank on a mobile.
The digital payments landscape is being disrupted by new market entrants, alternative payments methods and a reinforcement in regulation and security measures. SmartVista Pay comprises of a full suite of payments solutions from card issuing, payment acceptance, payment processing and fraud prevention to ensure banks, PSPs and merchants can provide a comprehensive offer to their clients relying on BPC’s 25 years of payments expertise.
Congested cities, pollution, migration from rural to urban areas are forcing governments to launch smart cities initiatives incentivising population to use public transports. Adopted by over 100 cities in the world, SmartVista Pass is a one top solution enabling digital ticketing across all modes of transport, bus, metro, rail, taxi and more…
‘Our success can be measured by our transaction volumes.’ Marius Ursuti, IT Director, Banca Transilvania. Today, the bank has over 1.5 million active customers and processes over 1 million transactions per day, 450,000 of them from cards, leading the Romanian market in Visa debit cards and Western Union money transfer. Learn how customers of Banca Transilvania are reaping the benefits of BT’s SmartVista-powered systems.
“Thanks to the SmartGuard system and highly qualified employees, it has been for the second consequent year Alfa-bank is awarded with “Best International & Domestic Risk Efficiency” trophy from Visa Global Quality Award, as well as awarded with MasterCard’s “Effective detection and controlling of fraud advanced trends” Alexey Golenischev, Director of e-Business Monitoring Department, Alfa Bank.
Building smarter cities. The concept of smart cities, built on ICT enabled and data driven policy making, has been around for many years but never before the pace of the change has been as high as today.
Technological progress, cost reduction and a desire for cities to improve the quality of life in their area has sparked an unprecedented wave of smart city initiatives globally. Download BPC's Smart City Survey to get the latest insights on successful global smart city projects.