eCommerce

Secure, straightforward internet payments

When you trade over the internet, your success depends on confidence.

Everyone involved in the transaction, from the customer to the issuer, needs to feel assured that payments will go through smoothly, swiftly and safely.  SmartVista’s eCommerce engine provides a secure, state-of-the-art gateway for internet payment processing. Customers can use it as a complete solution, removing any dependence on third parties, or choose individual components to enhance an existing internet payment platform.

Comprehensive security

Designed to ensure the privacy and security of internet payments, the SmartVista e-commerce engine combines 3D Secure authentication with a sophisticated anti-fraud system that filters transactions based on rules set by merchants.

Enrich existing platforms

Using SmartVista’s e-commerce solution, customers can enhance existing ecommerce systems with merchant plug-in (MPI) or access control server (ACS) components to add 3D Secure transaction processing, or build in rules-based fraud management capability.

Support current and future payments options

As well as supporting a variety of customer not present (CNP) payment options, the SmartVista e-commerce solution is ready for direct integration with e-wallet capabilities, offering embedded customer profiles.

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Alfa-Bank

Learn how the combination of Alfa-Bank’s in-depth fraud expertise and SmartGuard’s capabilities has been highly effective, driving down fraud rates and preventing up to US$1 million per week in losses.

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Discover our other Smart Vista Solutions

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Risk & Fraud Management

SmartVista Fraud Prevention from BPC Banking Technologies provides a complete solution to help issuers, acquirers and processors detect and prevent fraud across all payment channels.

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Instant Payments

BPC ‘s SmartVista payment hub centralizes the processing of all payments at a bank, whether they be Card, Real-time, ACH or any other form of payment.

Read our blogposts on this topic

Open Banking as an opportunity for retailers

Open banking is set to have a major impact on the financial services industry. In the last few years, open APIs have gained traction and financial institutions are revisiting their channel and partner strategies accordingly. The revised Payment Service Directive, known as PSD2, is one of the driving forces behind this evolution. The European Commission…

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Is there a way out of the legacy systems trap?

They have been the mainstay of payments systems around the world over the last three decades. Today, however, financial institutions (FIs) we talk to are telling us that their legacy payments systems such as BASE24 Classic can no longer support their plans for the future. Facing uncertain upgrade paths, they are confronted with difficult choices…

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New fraud tactics require new prevention measures

Fraudsters are getting more and more organized and have started more sophisticated and targeted attacks on financial systems over the last couple of years. With the overall payment ecosystem getting more complex, fraud has become increasingly difficult to detect and prevent. On the other hand, computing power is cheaper than ever and technologies such as…

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