• The QKS Group SPARK Matrix™ provides competitive analysis & ranking of the leading Digital Banking Platform vendors.
• BPC has received strong ratings across technology excellence and customer impact.
QKS Group announced today that it has named BPC as a leader in the SPARK Matrix™: Digital Banking Platform, Q2 2025.
Akhilesh Vundavalli, Principal Analyst at QKS Group, states, “BPC is strengthening its position in digital banking by extending its deep payments and transaction-processing heritage into a unified, omnichannel Digital Banking Platform. Built on the SmartVista Digital Core and Open API architecture BPC allows institutions to move beyond front-end digitization toward transaction-led digital banking. BPC’s differentiation lies in its ability to natively orchestrate complex payment rails, wallets, and card ecosystems while delivering consistent experiences across mobile, web, agent, POS, and assisted banking channels. With these capabilities, BPC position itself as a pragmatic enabler for banks seeking to scale digital adoption, expand financial access, and modernize customer engagement without overhauling their core systems.”
The QKS Group SPARK Matrix™ includes a detailed analysis of the global market dynamics, major trends, vendor landscape, and competitive positioning. The study also provides a competitive analysis and ranking of the IT Service Management Tools providers in the form of the SPARK Matrix™. The study also provides strategic information for users to evaluate different vendor capabilities, competitive differentiation, and market positions.
QKS Group also recognized the growing convergence between banking, payments, commerce, and embedded financial services, where institutions increasingly require unified platforms capable of orchestrating customer engagement, merchant enablement, real-time payments, digital onboarding, and ecosystem-based financial experiences through composable and API-driven architectures.
Among 28 evaluated vendors, QKS Group positioned BPC as a Leader, highlighting SmartVista Digital Banking platform as a platform that provides advanced digital onboarding, AI-driven customer. SmartVista was recognized as BPC’s composable, API-first Digital Financial Ecosystem Platform that helps banks, fintechs, PSPs, governments, and merchants launch secure, personalised, and real-time financial experiences across consumer, SME, merchant, wallet, agent, and embedded finance ecosystems.
Built on microservices and supported by advanced integrational capabilities through open APIs, it enables rapid deployment of new services. The platform supports end-to-end payments, digital onboarding, eWallets, QR payments, SoftPOS, personal financial management, AI-assisted customer engagement and intelligent financial servicing, , digital lending, embedded finance, kiosks and agent banking, helping institutions modernise legacy infrastructure, build super app ecosystems, expand financial inclusion and compete with fintech-driven banking models. The platform also supports contextual engagement, real-time decisioning, and hyper-personalised customer journeys across banking and commerce interactionsThe platform’s support for embedded finance, merchant digitisation, QR ecosystems, SoftPOS enablement, digital distribution, and super-app experiences positions BPC strongly for institutions looking to converge banking, payments, and commerce into unified customer ecosystems
Imran Vilcassim, Global Chief Commercial Officer, Digital Financial Ecosystems, BPC: “SmartVista enables banks, fintechs, PSPs, governments, and ecosystem players to rapidly launch secure, intelligent, and real-time financial experiences across banking, payments, commerce, and embedded finance ecosystems. The platform’s composable and API-native architecture allows institutions to accelerate innovation, orchestrate personalised financial journeys, modernise merchant engagement, and scale digital financial services without the complexity of core replacement. We are honoured that QKS Group has recognised BPC as a Leader in the SPARK Matrix™. This recognition reflects the strength of our platform, our deep transaction-processing heritage, and our continued commitment to helping customers build inclusive, agile, and future-ready financial ecosystems in an increasingly real-time and embedded financial economy.”