Celent has named BPC, a global leader in payment solutions, a Luminary, Celent’s highest designation, in a new research report, “Retail Digital Banking Platforms: Latin America Edition, 2025” recognizing BPC’s SmartVista Digital Banking platform for excelling in both technology and functional breadth across the region.
In LATAM-focused research, Celent analyzes the powerful market and technology forces shaping the next generation of digital banking platforms and profiles leading retail digital banking vendors active in Latin America. Vendors assessed include BPC, Infosys Finacle, Backbase, ebankIT, Oracle, NetInfo, Profile Software, Topaz, Galileo, and Veritran.
Michael Bernard, Senior Analyst for banking at Celent, added: “For Latin America’s fast-evolving market, where institutions must support high mobile adoption, wallet-first behaviors, and rapid product iteration, BPC offers a highly functional platform with the architecture and feature depth banks need to scale safely while innovating at pace.”
Celent’s evaluation highlights BPC’s SmartVista as a scalable, cloud-ready digital banking platform serving both consumers and merchants. It unifies mobile, web, wallet, merchant, and card services; supports digital onboarding, biometrics, virtual cards, QR payments, and AI assistance; and offers both ready-made templates and co-designed UI/UX. Celent highlights SmartVista’s open-ecosystem strength in the research: integration tools with unified messaging and shared payment/business services enable in-app marketplaces where users can select products directly. A rich API framework and integration layer give product teams central dashboards, role-based controls, and real-time analytics, while customers experience consistent journeys across apps and portals. Features aimed at financial inclusion and robust support help institutions launch quickly with built-in PFM, loyalty, analytics, and agent banking.
For over 25 years, BPC has helped tier-1, tier2 banks, national switches, central banks, fintechs and SMEs to navigate digital banking and deliver digital payment experiences. Being named a Luminary shows BPC’s commitment to empowering LATAM clients with modern, scalable solutions that drive innovation.
Alenka Grealish, Principal Analyst, Celent, said: “SmartVista’s depth stands out in markets with large underbanked populations where digital wallets have become the de facto way to pay—person-to-person and at the point of sale. BPC’s platform goes well beyond traditional deposits and payments, acting as a financial-services channel for both consumers and merchants”.
Mariana Posada, COO, Latin America, BPC, said: “We see that Latin America demands platforms that can drive inclusion and innovation simultaneously. SmartVista is cloud-native, modular, and built for real-world LATAM use cases from wallet and mobile-first experiences to SME and merchant payment ecosystems. We’re proud of Celent’s Luminary recognition; it reflects our commitment to future-proven technology and to partnering closely with our clients to deliver innovative digital experiences that outpace the market.”