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PRODUCT

Digital Lending

Personal Touch, Played by the Rules

Financial dreams for growth

Businesses need to grow, but to fulfil their dreams and needs, extra financial room is needed. Whether it is micro loans, or larger sums of money that are needed: the process can be digitalised resulting in top-notch service to both financial institutions and their customers.

The personal yet digital touch

‘Digital lending’ might sound quite different from ‘personal service’, but it actually means that more tailor-made loans can be offered.

As the digital lending solution has access to all the financial data, the needed details can be checked instantly to make the best lending decisions in each situation.

No need for uncertainty

The process of applying for a loan can be stressful. People have a dream and hope to match their finances with it.

By digitising the lending process, a lot of time can be saved and the outcome of the loan application can be shared in an instant.

digital-lending-1

wing-dark Low risk lending

By automatically checking all financial data, the risks of the loans can be mitigated to the lowest possible levels.

wing-dark Minimal input

As more and more financial data is digitised, the lender needs to submit less paperwork to submit a loan.

wing-dark Real-time parameterisation

The built- in rules engine makes sure all loan parameters can be checked immediately.

SmartVista Digital Lending

wing-dark Making a difference

  • Easy integrated multi-loan application
  • Matrix based immediate loan calculation

wing-dark Working for you

  • Account opening with application status tracking
  • Multiple verifications and checks during onboarding
  • Real time parameterization

wing-dark Working for your customers

  • Web based LOS for farmers
  • Instant (dis-)approval

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Case Studies for Digital Lending

Increasing card issuance and strengthen portfolio

Increasing card issuance and strengthen portfolio

The first digital-only bank in South Africa

The first digital-only bank in South Africa

Flexibility and cost-effectiveness

Flexibility and cost-effectiveness

Breaking new ground

Breaking new ground

50% client uptake through self-service channel efficiency

50% client uptake through self-service channel efficiency

Payment innovation for e-commerce

Payment innovation for e-commerce