<img alt="" src="https://secure.benn8bord.com/205209.png" style="display:none;">
Skip to content
PRODUCT

Digital Lending

Personal Touch, Played by the Rules

Financial dreams for growth

Businesses need to grow, but to fulfil their dreams and needs, extra financial room is needed. Whether it is micro loans, or larger sums of money that are needed: the process can be digitalised resulting in top-notch service to both financial institutions and their customers.

The personal yet digital touch

‘Digital lending’ might sound quite different from ‘personal service’, but it actually means that more tailor-made loans can be offered.

As the digital lending solution has access to all the financial data, the needed details can be checked instantly to make the best lending decisions in each situation.

No need for uncertainty

The process of applying for a loan can be stressful. People have a dream and hope to match their finances with it.

By digitising the lending process, a lot of time can be saved and the outcome of the loan application can be shared in an instant.

digital-lending-1

wing-dark Low risk lending

By automatically checking all financial data, the risks of the loans can be mitigated to the lowest possible levels.

wing-dark Minimal input

As more and more financial data is digitised, the lender needs to submit less paperwork to submit a loan.

wing-dark Real-time parameterisation

The built- in rules engine makes sure all loan parameters can be checked immediately.

SmartVista Digital Lending

wing-dark Making a difference

  • Easy integrated multi-loan application
  • Matrix based immediate loan calculation

wing-dark Working for you

  • Account opening with application status tracking
  • Multiple verifications and checks during onboarding
  • Real time parameterization

wing-dark Working for your customers

  • Web based LOS for farmers
  • Instant (dis-)approval

Related products

Digital Banking & Super Apps

Digital Banking & Super Apps

Digital banking apps are reaching into targeted communities like SME banking to expats or students - and into a wider range of lifestyle services like mobility, government, leisure and others. Igniting any market with a secure relevant banking app to Super Apps fuelling fast developing markets and their demanding customers.

Microfinance

Microfinance

With SmartVista Microfinance, you provide financial services to underserved or excluded communities. With this solution, MFI agents can make real-life connections and connect the unbanked to a digital microfinance infrastructure. Services are delivered where the clients are, even in the most rural areas.

Risk & Fraud Management

Risk & Fraud Management

You can focus on a good relationship with your customers, while SmartVista Fraud Management takes care of all your customer profiling, risk and fraud management needs. For any jurisdiction and channel, on any level of your organisation. 

Digital Banking & Super Apps

Microfinance

Risk & Fraud Management

Case Studies for Digital Lending

Increasing card issuance and strengthen portfolio

Increasing card issuance and strengthen portfolio

The first digital-only bank in South Africa

The first digital-only bank in South Africa

Flexibility and cost-effectiveness

Flexibility and cost-effectiveness

Breaking new ground

Breaking new ground

50% client uptake through self-service channel efficiency

50% client uptake through self-service channel efficiency

Payment innovation for e-commerce

Payment innovation for e-commerce