QR Payments
Rising Star of Payments
Connecting the world
QR-enabled payments have grown rapidly worldwide, but particularly in Asia and especially in China and India. They allow merchants, street vendors and taxi drivers to accept payments with a QR code that can be simply printed on paper, eliminating the need for an expensive EFT/POS terminal.
Low-cost cash replacement
Digital and card payments can be too expensive for small businesses because there is always a point of sale (POS) device needed. QR-codes do not have this disadvantage; they can be printed on a piece of paper in their most basic form, making QR a low-cost yet very secure option for any commerce – in-store or digital.
Full service and more
The SmartVista solution is a true QR payment aggregator that accepts all types of QR, meeting local, international and EmvCo standards. It facilitates full settlement and unified settlement services for merchants across all eWallet providers and payment schemes. Allowing all merchants large or small to offer their own QR Payment options anytime and anywhere. With the added benefit of offering more information, nudges and hints in the QR code link.
Focus on user experience
The QR Payment Aggregator allows merchants to offer various payment instruments in order to create a rich user experience. The API allows the additional integration of many different channels, from web sites and in-app payments to a cash desk.
Rich merchant portal
Easy QR generation, terminal and device management, reporting, statements, anything a merchant needs to quickly generate and link QR codes to any type of payment.
All-in-one mobile app
SmartVista’s QR Payment Aggregator offers a white-label mobile application with dynamic QR, NFC capabilities.SmartVista QR Payments
Making a difference
- Merchant eWallet services and portal
- Marketplace integration
- White label dynamic QR and NFC payment capabilities
- QR standards agnostic
Working for you
- Fraud and risk management
- Pay-out and unified settlement service
- Full API integration with commerce
Working for your customers
- Merchant Loyalty
- Ability to connect to Microloans
- Value add commerce services: Stock management, Supply chain management and Shipping systems
- Lower interchange fees
Related products
Acquiring
Beyond cards and any digital and contactless payment form, BPC offers acquiring services and solutions for both the merchant (POS) and the banking services world with (customised) ATM offerings, including ATM cash management, (Soft)POS.
eWallet
eWallets offers everything a classical wallet would offer and more. Digital wallets all start from the same core value proposition: offering mobile payments at large without the need for a bank account. This takes us to the next level of cash freedom anywhere: convenience and safety of a cashless future.
Merchant Management
Meeting expectations seems more and more complicated. In the digital world as well as in real life, the bar is set high when it comes to payments. The BPC’s Merchant Management module offers a wide range of payment instruments, and it is vital to propose the right solutions and service levels to merchants.
eGovernment
The SmartVista Government module is designed to ultimately create a cashless government. It allows tax collection, subsidy distribution and benefit payments, to give a few examples. A range of APIs can be used to integrate with the required systems to offer, manage and monitor public services within your chosen environment.