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PRODUCT

Microfinance

Financial Inclusion for Anyone, Anywhere

Real-life finance - city buzz to remote and rural

With SmartVista Microfinance, you provide financial services to underserved or excluded communities. With this solution, MFI agents can make real-life connections and connect the unbanked to a digital microfinance infrastructure.

Services are delivered where the clients are, even in the most rural areas.

Flexible and mobile service for growth

Microfinance access for anyone means banks need a flexible and mobile solution.

A flexible microfinance-infrastructure uses technology already in place and mobile phones, mobile internet, Point-of-Sales devices and ATMs. Reach out to potential clients anywhere.

Financial inclusion

Banks and financial institutions contribute to the financial inclusion for the ‘unbanked’ by offering microfinance services.

This way more and more people can connect to the safe and stable financial services that play a major part in the realisation of their plans and ambitions.

Microfinance-2

wing-dark Suitable for any scheme

SmartVista for Microfinance is suitable for all microfinance schemes and policies. From individual credit to solidarity lending, factoring, financing and more.

wing-dark Scaleable and flexible

Create valuable customer relations with comprehensive functionality combined with unrivalled scalability, built-in security and complete flexibility. Personalise around the finance needs and capability of customers leveraging KYC and behavioural data.

wing-dark Create and innovate

With SmartVista Microfinance you can rapidly create and innovate your financial products and services, stand-alone or as part of a wider ecosystem.

SmartVista Microfinance

wing-dark Making a difference

  • Smart orchestration around micro-lending
  • Alternative and flexible credit scoring model
  • Any to any: onboard and lend: self-service, agent, kiosk, marketplaces

wing-dark Working for you

  • Simplified KYC with account opening
  • Matrix-based with instant loan calculation
  • Real time configuration
  • Multi-loan application across multiple banks
  • Fraud prevention with tailored business rules

wing-dark Working for your customers

  • Transparent application process with status tracking
  • Digitised and simplified KYC

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Case Studies in Microfinance

Reducing card issuance costs by half

Reducing card issuance costs by half

The first digital-only bank in South Africa

The first digital-only bank in South Africa

Microfinance at work

Microfinance at work

Creating new & highly personalised card products faster

Creating new & highly personalised card products faster

Accelerating transaction growth

Accelerating transaction growth

Accelerating payment volume growth

Accelerating payment volume growth