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USE CASE

Neobank

Next Gen Banking Delivered Today

Platform banking

New banking services suppliers need not be heritage banks to deliver the most optimal and tailored experience. Big techs, transport companies or lenders wanting to offer their customers a more comprehensive service are joining the industry.

New or incumbent your still need to connect to existing rails and payment infrastructures, to switches and national banks or wider fintech ecosystems.

The new circular economy calls for inclusion and transparency so right fit solutions for consumers or small businesses must be added at a click.

Delivery for success

Setting up a new bank allows you to make radical choices around delivery. Total control over your own tech stack or fully cloud. Working off a live platform we can deliver ‘inhouse’ in a fast time to market and infrastructures.

No appetite for tech? Opt for white label banking or payments as a service.

Want to launch a bank in a wider ecosystem such as farming or mobility? Ecosystem as a Service is the powerhouse that launched Safal Fasal, our agri marketplace in India, live, onboarding over 400,000 users in its first year.

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A data driven bank

Data drives everything - with care, consent and deep insights and delivered in real time for a relevant experience. This can be the most optimal advice, solution or service offering for your customers but also advanced fraud detection and protection. All powered off one single analytics and content management platform.

Data drives the bank, behavioural data drives the customer experience. Delivered in the right context in your region.

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wing-dark Super app feature set

An hyper extensible app driving financial and personalised content as well as offers from third parties based on an open super-app architecture. Multi-role, including bots and advisers, extended PFM.

wing-dark Tech for growth

Design driven, low code environment, built for growth. Realtime omnichannel configuration.

wing-dark Full banking capability

Admin and backend, switch, payment gateway, customer KYC and profiling, fraud prevention, extendibility to any type of payment from batch to micropayment, instant, BPNL and more.

Related products

Digital Banking & Super Apps

Digital Banking & Super Apps

Digital banking apps are reaching into targeted communities like SME banking to expats or students - and into a wider range of lifestyle services like mobility, government, leisure and others. Igniting any market with a secure relevant banking app to Super Apps fuelling fast developing markets and their demanding customers.

API Banking

API Banking

The SmartVista API Banking solution offers you full API management, including a developer portal, monitoring, request throttling and security.

Issuing

Issuing

Get your personalised payment tool in the hands of the customer and connect them to the world of real money: plastic, metal, contactless and fully virtual cards. Money on any device. 

Acquiring

Acquiring

Beyond cards and any digital and contactless payment form, BPC offers acquiring services and solutions for both the merchant (POS) and the banking services world with (customised) ATM offerings, including ATM cash management, (Soft)POS.  

Crypto

Crypto

Even the most ardent crypto zealot will acknowledge that a great user experience is not part of the game - yet. With our Crypto solution you can issue Crypto debit and credit cards that are connected to any wallet and turn expenses in a swipe into fiat. Loyalty points earned based on real-time transaction data can be accumulated in fiat or crypto and card limits can be set according to the crypto balance.  

eWallet

eWallet

eWallets offers everything a classical wallet would offer and more. Digital wallets all start from the same core value proposition: offering mobile payments at large without the need for a bank account. This takes us to the next level of cash freedom anywhere: convenience and safety of a cashless future.

Digital Banking & Super Apps

API Banking

Issuing

Acquiring

Crypto

eWallet

Case studies for Neobank

The first digital-only bank in South Africa

The first digital-only bank in South Africa

Building a virtual bank from scratch

Building a virtual bank from scratch