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PRODUCT

Digital Banking & Super Apps

Bridging Real Life to a Single Digital Experience

It’s all about the experience

The digital banking world brought customers intuitive experiences; easy access and convenience are key. Digital banking apps are now reaching into targeted communities like SME banking to expats or students - and into a wider range of lifestyle services like mobility, government, leisure and others.

Super apps - banking and more

Rolling everything customers need to transact through daily life into a SuperApp is one way to core relevance and success.

Anything financial, business, lifestyle, health and even government can be accessed through one app that used to be ‘the bank in a pocket’. No need to invest in and a wide range of other activities.

Managing the network

Digital banking in a SuperApp environment requires more than tech alone. It takes full partner network management and a clear understanding of rights, responsibilities, liabilities and more. It takes the network to commit to further development for the full ecosystem, not just their own share. We build, launch, onboard and maintain large marketplace environments and know what it takes to help you build yours.

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wing-dark Relevance at a click

Offer customers the information they need. With personalised overviews and product offers, the SuperApp is always relevant.

wing-dark Real-time interaction

Take interaction with your customer beyond payments. With the SuperApp you can offer services in real-time from fraud prevention to nudges and suggestions.

wing-dark Super connectivity

SuperApps require Super Connectivity. BPC offers that through an API experience and BPC Sandbox [link] for a wide range of financial, governmental and lifestyle apps.

SmartVista Digital Banking

wing-dark Making a difference

  • A multi-role app that switches between consumer, business, agent
  • Integrated Chatbot and speech to text in multi-languages virtual advisor
  • Ecosystem building and smart marketplaces
  • Cards, accounts, wallets management

wing-dark Working for you 

  • End to end digital processes from KYC onboarding to digital contracts
  • White label UX templates
  • Payments, transfers, remittance, top ups and withdrawals
  • Integrated marketing and segmentation tools

wing-dark Working for your customers

  • Digital analytics and marketing with customer segmentation
  • Supervised products for parents and companies
  • Personal finance management and goals, investments and trading

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Case Studies

Providing a full range of financial services

Providing a full range of financial services

The first digital-only bank in South Africa

The first digital-only bank in South Africa

Building a virtual bank from scratch

Building a virtual bank from scratch

50% client uptake through self-service channel efficiency

50% client uptake through self-service channel efficiency

Accelerating transaction growth

Accelerating transaction growth

Creating new & highly personalised card products faster

Creating new & highly personalised card products faster

Flexibility and cost-effectiveness

Flexibility and cost-effectiveness