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PRODUCT

Buy Now Pay Later

Tapping into New Segments

A 3,98 trillion market by 2030

The Buy Now Pay Later service to consumers opens revenue streams for merchants by reaching new customer segments and extending existing ones.. The global Buy Now Pay Later industry was estimated at $90.69 billion in 2020, and is anticipated to hit $3.98 trillion by 2030.

No missed payments

Customers register their payment data once for the first payment. The remaining payments are processed automatically, based on the payment calendar agreed upon. This gives peace of mind to merchants and customers.

Full life cycle

BPC supports the full life cycle of a DPP (Debt Payment Programme). From the time of registration of the operation in instalments, until the final settlement in accordance with the plan. This also can include fixed, annuity, differentiated, scheduled and split payments.

bnpl-1

wing-dark Set your own rules

Financial institutions can set personalised and analytics based credit limits and time periods for customers to pay in instalments with Buy Now Pay Later.

wing-dark All payment channels

The Buy Now Pay Later solution can be built in all your checkout channels including EFT/POS, mPOS, internet or mobile app touchpoints.

wing-dark Grow your business

Through spaced-out payments, more customers can make their desired purchase when they need it. This is especially important for communities with limited access to credit and youngsters.

SmartVista Buy Now Pay Later

wing-dark Making a difference

  • BNPL for both issuers and acquirers
  • Embedded BNPL across all customer touch points
  • BNPL on any payment type of choice

wing-dark Working for you

  • Highly flexible product configuration
  • 3DS security
  • Multi-language and multi-currency
  • Tokenised payments (Apple/Google/Samsung Pay)

wing-dark Working for your customers

  • Fully customised payment experience
  • Credit scoring builder for personalised profile

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Case Studies for Buy Now Pay Later

The first digital-only bank in South Africa

The first digital-only bank in South Africa

Increasing card issuance and strengthen portfolio

Increasing card issuance and strengthen portfolio

Flexibility and cost-effectiveness

Flexibility and cost-effectiveness

Breaking new ground

Breaking new ground

50% client uptake through self-service channel efficiency

50% client uptake through self-service channel efficiency

Payment innovation for e-commerce

Payment innovation for e-commerce