Removing barriers
Entry barriers like KYC for consumers can be managed through alternative digitally based ID check and issues on the supply side around distribution can be elevated through working with a local partner for last mile delivery. An agent creates the trust local communities need when it comes to managing their finance. New touch points using simple feature-phone mobile can help unlock new financing solutions including microloans or buy now pay later (BNPL) purchases. All powered by BPC’s microfinance suite: low cost infra by means of a lean cloud based microservices architecture.
Set up for growth
Key financial inclusion initiatives are true banks at the core and operate with a backbone, full omni-channel touch points, a microcredit engine, personalised Super- or EcoApps and full compliance. Data governance, customer protection and regulatory compliance, all offered and managed as a service.
Ecosystem thinking
Ecosystems flourish around the world in various shapes and forms. From cities in Asia in the street food and stalls scene to rural areas in Africa and India. In all those places BPC powers agricultural marketplaces encompassing embedded banking & payments, supplier side offers and fulfillment, partners around logistics, onboarding and contracting. National and local government services complete those marketplaces that turn into inclusive value-creators for all participants. We have a wealth of expertise in bringing together ecosystem participants to add value, be it financing and microlending solutions, supply to logistic services and access to buyers. Together we are stronger.
