In a world where complexity is only matched by uncertainty, where technology innovation cannot be measured in impact or speed, one thing is clear. It is not the biggest of the past, the fashion icon of today or the lowest cost supplier who thrives. Smart is a mix of intelligence, experience and savviness, knowing how the world works in real life terms. That is what we are about at BPC – from all corners of the world we apply one strategy: Smart does IT.
Banking, Payments: Context – this is what and who we are about at BPC. Supplying banks, processors, merchants and other eco system players with the right technology to create relevant services for their customers.
Real life needs of people who make payments or do business transactions converge into digital services. Is it a card payment, debit or mobile? It no longer matters for the customer; they want it fast, easy and secure and most importantly fitting in the context of their business or daily life.
These ‘one touch’ services are supported by a lot of smart tech – BPC tech. Twenty years of experience and as true globetrotters in fintech, we support 230+ clients in 80+ countries. We take the complexity out of the process, link up eco system partners, build, test and deploy for and with you.
Building smarter cities. The concept of smart cities, built on ICT enabled and data driven policy making, has been around for many years but never before the pace of the change has been as high as today.
Technological progress, cost reduction and a desire for cities to improve the quality of life in their area has sparked an unprecedented wave of smart city initiatives globally. Download BPC's Smart City Survey to get the latest insights on successful global smart city projects.
Contrary to popular thinking, digital is not just the domain of young people living an urban lifestyle. With an average internet and device access of well over 65% in most rural areas, we can increasingly explore the benefits digital can bring to improve life in the rural areas around the world.
At BPC we believe in tackling real life issues with digital solutions, which begins with understanding which issues prevent people and businesses from economic progression.
With this in mind we built the BPC Marketplace as a foundation for any possible SME or agricultural ecosystem. The digital ecosystem is merely a part of a successful ecosystem as we experience in all corners of the world.
Digital has moved from becoming a frictionless intangible way of doing business almost into a mantra. We at BPC are more down to earth. We see digital as a means to wrap security and convenience around our real lives in business and private, offering a seamless experience in line with behaviours, customs and cultural backgrounds.
The starting point is always to rethink and re-ink existing processes, not simply automating them. Enriching digital technologies with AI, location intelligence and machine learning, we turn transactions into relevant – and often eco system networked – experiences.
Financial Inclusion is about much more than financial access and cuts at two ends at the same time. Banks and financial services organisations need to serve this target group, in a very different manner than they have done before. Going from product push to easy, low cost and secure access to relevant banking services.
The unprecedented growth in mobility puts pressure on both the physical transport system as well as the underlying mobility management systems such as ticketing & payments. Ease of use, a seamless experience, connected data networks, secure delivery and proof, identity checks, fraud prevention and more make up the interesting mix of ingredients for the BPC Mobility & Transport market offering.
eCommerce has despite its dent in physical sales still a long way to go, with an average marketshare of around 12% of all retail expenditure. The winning game is all about offering an omni device and offline experience aligned to getting a real life experience in store. Or it might mean the the most amazing 100% digital experience. AI will give unprecedented insight in not only payment and shopping habits but also to prevent fraud.
The Philippines is about to welcome its first digital-only bank. TONIK Digital Bank Inc, founded in 2018, received its banking license from Bangko Sentral ng Pilipinas (Philippines’ Central Bank) in January 2020. Preparing for its launch, TONIK has selected BPC as its exclusive payment partner, leveraging BPC’s payments processing centre and its SmartVista solution. TONIK…
BPC is proud to announce the successful migration of Pakistan’s APNA Microfinance Bank to SmartVista. Founded in 2012, APNA is a private financial institution created by a group of banking leaders to provide financial services to the unbanked. Since only 20% of Pakistan’s population have a bank account, APNA Microfinance Bank has dedicated its efforts…
The more access people have to new technologies, the greater the likelihood they will move to urban areas – a trend that is receiving much attention across the world. More than two thirds of the world’s population are expected to live in urban areas by 2050, creating huge challenges around pollution and transport. The adoption…
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