API Banking

The shift to open banking and move towards value added services

BANKING

API Banking

Open banking is set to have a major impact on the financial services industry. In the last few years, open APIs have gained traction and financial institutions are revisiting their channel and partner strategies accordingly. The revised Payment Service Direct, known as PSD2, is one of the driving forces behind this evolution.

The PSD2 intends to create an environment where third parties and banks alike can innovate and deliver value added services to end users while still protecting the customer’s sensitive data. Banks will need to provide secure API access to payment initiation and account information services in order to comply with the regulation – but most banks are exploring their options to extend the scope of their open banking project in order to monetize the investments made to open up their existing back end systems.

BPC-Solutions-Api-Banking
BANKING

Features API Banking

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Innovation

API Banking creates an environment that fosters innovation and allows delivering value added services to end users while still protecting the customer’s sensitive data.

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Multiple roles, single platform

The SmartVista API Banking solution supports the various roles defined in PSD2, all based on a single platform. It can be deployed to support access to account information and payment initiation services for third parties by a bank (or Acccount Servicing PSP).

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Support of Developer community

SmartVista API Banking solution comes packaged with a sandbox to allow these third party developers to test their solutions against and ensure interoperability of the applications as well as the necessary level of quality of the end user solution.

BANKING

Case studies

Banca Transilvania

Learn how customers are reaping the benefits of BT’s SmartVista-powered systems. As one customer testifies: “If I was to make a comparison between BT’s services now and 5 years ago, there is a huge difference. The service is very user-friendly and easy to use.”

Download the Banca Transilvania case study

Sberbank

Learn how Sberbank and BPC have built a successful partnership that has endured for over 19 years. The two organisations liaise closely to keep Sberbank at the forefront of innovation and to keep its business secure.

Download the Sberbank case study

State Bank of Mauritius

Learn how the new platform delivered quantifiable benefits almost immediately.

Download the State Bank of Mauritius case study

BANKING

Resources

Brochure API Banking

Brochure Digital Banking

Brochure MarketPlace

BANKING

Discover our other SmartVista solutions

Digital Banking

BPC’s solution for internet and mobile banking ensures that you can deliver the same high levels of customer service across your internet and mobile channels.

Risk & Fraud Management

SmartVista Fraud Prevention from BPC Banking Technologies provides a complete solution to help issuers, acquirers and processors detect and prevent fraud across all payment channels.

Switch

With Switch from BPC, issuers, acquirers and processors can manage the fast-moving payments landscape and deliver the best levels of service to their customers.

BANKING

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