eWallet Solution

Digital wallets as a driver towards a cashless society

BANKING

eWallet

BPC Banking Technologies’ SmartVista eWallet supports the entire spectrum of electronic payments, including sending and receiving funds, purchasing goods and services, bill payments, utility payments and mobile top up.

At their origin, digital wallets all start from the same core value proposition: offering mobile payments and digitizing payment instruments. Their implementation however varies greatly, ranging from wallet applications that are essentially offering a digital version of a plastic card, to others that offering closed loop payments based on carrier billing or even based on cash in/cash out mechanisms via agents that represent the wallet operator.

BANKING

Features eWallet

Single solution, many flavours

In developed markets, there are a wide variety of mobile wallets in use and their origins again are as diverse as they come.
In emerging markets, mobile wallets empower people by making financial services available to them. Mobile network operators play a key role in this and are also often the ones operating the wallet.

More than mobile payments

Mobile wallets can be used for so much more than paying friends or family through P2P payments or buying goods at a merchant, they are a secure, convenient platform for all payment needs, whether those are utility bill payments or mobile top up. Integration with loyalty and coupons creates an additional incentive to use mobile wallets as the preferred payment option.

Managing all digital value

Consumers can store all digital value in their mobile wallet, whether it is digital money or other elements of value such as loyalty points, vouchers or gift cards. Users can link their wallet accounts to any other payment instrument that is available, including cards (hosted on the SmartVista platform or elsewhere), bank accounts or external e-wallets.

BANKING

Case studies

Banca Transilvania

Learn how customers of Banca Transilvania are reaping the benefits of BT’s SmartVista-powered systems.

Mobile Tunai Indonesia

Learn how MTI and BPC have developed a new, digital service to accelerate financial inclusion in Indonesia and offered consumers in rural areas access to secure and reliable financial services through a network of trusted agents.

TymeBank

Learn how TymeBank and BPC managed to build an entire banking infrastructure from the ground up to support TymeBank’s ambitions to deliver a unique low-cost innovative service to their clients.

BANKING

Resources

Brochure eWallet

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Brochure Card Management

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Brochure Virtual Prepaid Card

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BANKING

Discover our other SmartVista Solutions

Instant Payments

BPC ‘s SmartVista payment hub centralizes the processing of all payments at a bank, whether they be Card, Real-time, ACH or any other form of payment.

Digital Banking

BPC’s solution for internet and mobile banking ensures that you can deliver the same high levels of customer service across your internet and mobile channels.

Risk & Fraud Management

SmartVista Fraud Prevention from BPC Banking Technologies provides a complete solution to help issuers, acquirers and processors detect and prevent fraud across all payment channels.

Overview SmartVista Solutions

BANKING

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