eWallet

Digital wallets as a driver towards a cashless society

BPC Banking Technologies’ SmartVista eWallet supports the entire spectrum of electronic payments, including sending and receiving funds, purchasing goods and services, bill payments, utility payments and mobile top up.

At their origin, digital wallets all start from the same core value proposition: offering mobile payments and digitizing payment instruments. Their implementation however varies greatly, ranging from wallet applications that are essentially offering a digital version of a plastic card, to others that offering closed loop payments based on carrier billing or even based on cash in/cash out mechanisms via agents that represent the wallet operator.

Single solution, many flavours

In developed markets, there are a wide variety of mobile wallets in use and their origins again are as diverse as they come.
In emerging markets, mobile wallets empower people by making financial services available to them. Mobile network operators play a key role in this and are also often the ones operating the wallet.

More than mobile payments

Mobile wallets can be used for so much more than paying friends or family through P2P payments or buying goods at a merchant, they are a secure, convenient platform for all payment needs, whether those are utility bill payments or mobile top up. Integration with loyalty and coupons creates an additional incentive to use mobile wallets as the preferred payment option.

Managing all digital value

Consumers can store all digital value in their mobile wallet, whether it is digital money or other elements of value such as loyalty points, vouchers or gift cards. Users can link their wallet accounts to any other payment instrument that is available, including cards (hosted on the SmartVista platform or elsewhere), bank accounts or external e-wallets.

 Downloads

SmartVista’s eWallet provides consumers a secure way to store their digital value, whether it is money or any other digital token of value, and provides them with all the tools to manage the usage of their assets, all configurable by the consumer. Covering a broad range of payment options, consumers literally have all the means to manage their money at the tips of their fingers.

//www.bpcbt.com/wp-content/uploads/2018/05/BPC-e-wallet-cover.jpg

Case Study

Banca Transilvania

Learn how customers of Banca Transilvania are reaping the benefits of BT’s SmartVista-powered systems.

https://www.bpcbt.com/wp-content/uploads/2018/09/bt__sup_001-300x200.jpg

Discover our other Smart Vista Solutions

//www.bpcbt.com/wp-content/uploads/2018/05/BPC-Solutions-Instant-Payments.jpg

Instant Payments

BPC ‘s SmartVista payment hub centralizes the processing of all payments at a bank, whether they be Card, Real-time, ACH or any other form of payment.

//www.bpcbt.com/wp-content/uploads/2018/05/BPC-Solutions-Marketplace.jpg

Merchant Management

From setup to asset management, Merchant Management helps merchants deliver a superior level of service to merchant networks.

Read our blogposts on this topic

Form3 and BPC announce partnership to combine expertise in cloud-based payments processing solution

Baar, 13 June 2019 BPC, a leading payments provider to financial services companies and Form3, a cloud-native payments provider, have announced a partnership to deliver a complete cloud-based payments solution. The solution will cover origination, processing, clearing and settlement. The partnership has already successfully delivered UK Faster Payments, CHAPS, BACs and SEPA services to a…

Read More →

Interoperability achieved in Algeria! Millions to use country-wide network

On 5 January 2020, Algérie Poste’s ‘Edahabia’ electronic card had become interoperable with the country’s banking network. This governmental initiative is expected to stimulate the banking market and positively impact the lives of millions of Algerians. BPC is proud to have enabled this service, as both Algérie Poste and the SATIM countrywide payment network are…

Read More →

SmartVista compatible with Matica personalization systems

BPC, a world leading provider of payment solutions, is happy to announce the successful certification of its partnership with Matica Electronics, and with it comes the official accreditation for Matica personalization systems, which are now compatible with the SmartVista suite. This forte of the suite has also been evidenced by Matica Electronics. Quoting Valerio Cimbro,…

Read More →