Convergence of payment types - introducing real-time payments
In a changing global digital commerce landscape, the traditional interbank payment systems are no longer meeting the expectations of consumers and businesses, who are very much used to instantaneous access to information, goods and services.
SmartVista’s Instant Payments solution allows a bank to process incoming and outgoing instant payments. The solution allows streamlining instant payments processing and the underlying platform supports multiple CSMs as well as multiple channels in a unified, highly available and secure way. The solution can also seamlessly integrate with various internal systems to provide message enrichment, liquidity management and other capabilities.
As increasingly converging payment types, banks and payment processors have an interest to streamline their operations and consolidate all their payment types – whether those are card based or account based – onto a single platform.
With the introduction of real time payment schemes across the globe, it becomes apparent that several legacy processing platforms are struggling to comply with the performance and availability requirements associated to instant payments processing.
BPC’s solution for internet and mobile banking ensures that you can deliver the same high levels of customer service across your internet and mobile channels.
SmartVista ATM Management supports a wide range of services such as cash withdrawal, balance inquiry, mini statements and a variety of payment options.
SmartVista provides flexible configuration tools to help issuers create innovative card products on-the-fly.