MicroFinance

Financial Inclusion Without Barriers

In many parts of the world, government goals for financial inclusion and poverty reduction are driving an increase in microfinance.

In other parts of the world, organizations of all sizes are seeking to provide financial services to poor and low-income clients.

In addition to tailoring the services to meet client needs one of the biggest challenges is delivering the services where the customers are – in rural areas, often far from existing branch networks.

Reaching your Customers

While traditional channels such as branches and call centers have a role to play, they don't provide the access your customers need. The solution is to use technology that is already in place and/or more portable. Mobile phones, mobile internet, Point-of-sale devices and ATMs can be used in more remote locations to provide your customers with access to their financial information.

Delivering the Right Products

Microfinance is not simply about smaller loans, the structure of the loans can be very different. For example solidarity lending – where loans are made to groups rather than individuals are often used. Some MFIs use sophisticated policies to guide their business, including the policies around how long people need to be regular savers before they can take out loans.

SmartVista

SmartVista for Microfinance has been designed to meet the needs of MFIs – it combines comprehensive functionality with unrivalled scalability, built-in security and complete flexibility. With this unique combination not only does SmartVista for Microfinance enable MFIs to reach their customers using virtually ubiquitous technologies but it also enables them to rapidly create innovative financial products to suit their needs.

Discover our other Smart Vista Solutions

//www.bpcbt.com/wp-content/uploads/2018/05/BPC-Solutions-Switch.jpg

Switch

With Switch from BPC, issuers, acquirers and processors can manage the fast-moving payments landscape and deliver the best levels of service to their customers.

//www.bpcbt.com/wp-content/uploads/2018/05/BPC-Solutions-eWallet.jpg

eWallet

The BPC eWallet product supports credit, debit and prepaid cards straight out of the box including  support for specialist card types.

Read our blogposts on this topic

New Blog about payment technologies in digital goes urban

Three smart city projects that are truly changing people’s lives

With over half of the world’s population living in urban areas at the moment, and additional 2.5 billion people joining them in the next few decades*, we’re at the verge of a sea change in urban life. One of the ways to make sure that existing city infrastructures can deal with all these new groups…

Read More →

MPE Open Banking 2018

At this years MPE 2018 event our Product Marketing Manager, Marijke Koninckx presents Payments in the Times of Open Banking and discusses how to create the next generation customer propositions for your future business. Watch the our presentation at Merchant Payments Ecosystem 2018 here.

Read More →
Celebrating new office in Cambodia

BPC expands in Cambodia with a new office in Phnom Penh

BPC sees a lot of potential in Cambodia as an emerging market economy and has therefore opened a new local outpost in its capital Phnom Penh. BPC choose to expand its services in Cambodia because of the group’s history in the Asia Pacific Region (APAC). BPC already set foot on the ground in 2006 when…

Read More →