Switch

High performance, real-time authorization switching

As transaction volumes grow and the number of transaction sources and destinations explodes, the pressure on switches is growing.

With Switch from BPC, issuers, acquirers and processors can manage the fast-moving payments landscape and deliver the best levels of service to their customers.

With Switch, you can directly connect external devices such as POS terminals or ATMs and integrate with electronic and mobile payments. Switch includes built-in interfaces for the most common types of ATMs and payment terminals, and international and regional payment networks. In other words, the system is easily adaptable to existing customer infrastructure. It connects readily with online banking systems and interacts with external payment systems providers.
Multiple Deployment Options

Avoiding hardware vendor lock-in, Switch operates on a wide variety of industry platforms and hardware. It can be deployed to replace a legacy switch or work in parallel with existing systems. As all SmartVista modules are developed to fit and work together, Switch can be deployed alongside other modules to provide a complete end-to-end e-payments solution.

Optimised Routing

Switch’s proprietary algorithms optimize the routing of authorization requests. The message format can be quickly changed in accordance with specific requirements. Switch has extensive capabilities for managing payment networks, monitoring their condition and automatically reconnecting in case of problems.

Scalable, Reliable, Adaptable

The solution operates in a wide range of environments, from supporting an individual bank’s standalone ATM / POS network, to interfacing with other domestic and international networks and supporting the running of national switches.

 Downloads

Switch manages a full range of transaction types for both issuers and acquirers, including purchases, ATM cash withdrawals, manual cash advances, Internet and mobile payments, refunds and fund transfers. Non-financial transactions are also supported including balance inquiries, statement requests, PIN changes and card activations.

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Case Studies

Banca Transilvania

Learn how customers of Banca Transilvania are reaping the benefits of BT’s SmartVista-powered systems.

State Bank of Mauritius

Learn how the new platform at State Bank of Mauritius delivered quantifiable benefits almost immediately.

Sberbank

Learn how Sberbank and BPC have built a successful partnership that has endured for over 19 years. The two organisations liaise closely to keep Sberbank at the forefront of innovation and to keep its business secure.

Monétique Tunisie

Learn how Monétique Tunisie creates its own custom ATM scenarios and streamlined it's company’s operations, bringing transparency to all its transaction flows, international payment systems authorizations and inter banking relations.

Alfa-Bank

Learn how the combination of Alfa-Bank’s in-depth fraud expertise and SmartGuard’s capabilities has been highly effective, driving down fraud rates and preventing up to US$1 million per week in losses.

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Discover our other Smart Vista Solutions

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Digital Banking

BPC’s solution for internet and mobile banking ensures that you can deliver the same high levels of customer service across your internet and mobile channels.

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Instant Payments

BPC ‘s SmartVista payment hub centralizes the processing of all payments at a bank, whether they be Card, Real-time, ACH or any other form of payment.

Read our blogposts on this topic

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Payments in Times of Open Banking

The retail landscape has undergone a significant shift over the last decade. The traditional sales channels have been amended with or even replaced by digital channels through which consumers prefer to make their purchases. Retailers had to rethink their customer engagement models and the changing customer expectations did not only affect the retail industry but…

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PSD2 Is A Huge Opportunity for Online Merchants

Europe’s Payment Services Directive 2 (PSD2) is due to come into force in January 2018, once all the national parliaments have passed the required legislation. Some commentators are calling it the biggest change in banking, ever. The main thrust of the new regulation is to improve competition in payments across the Eurozone by: enshrining strong…

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