Deliver secure payment experiences Protect every channel on any level
It's time to combat fraud on your own terms
The BPC SmartVista Fraud Management Platform is designed for commercial and central banks, national payment institutions, fintechs, merchants, PSPs, and SMEs seeking flawless impenetrable security to counter any kind of modern fraud
Enterprise Fraud and Risk Management
Learn about how SmartVista Fraud Management prevents financial losses in payment channels from both external attacks and insider fraudulent activity.
ACS 3DS
Learn how to enhance your customers online payments protection. To minimise the risk for your customers, you can now offer your clients user friendly 3DSecure for all their payments.
Customer Profiling
Learn how to make your fraud detection smart. and build dynamic baselines for each customer across channels, devices, and locations to spot anomalies in real time.
- Over 200 customers protect their businesses with our technology
- Award Winning Platform
- Recognised by industry analysts
- Multimode operations
- Low-code, no-code configuration
- True Omnichannel
- Available on-premise or SaaS
- AI and Machine Learning
- Link Analysis, graph visualisation
- Behavioral Analytics
- Enterprise level case management
Deliver secure payment experiences to your customers
Fraud & Risk Management
Fraud is the one thing you want to prevent. Not just because of the financial losses it causes, but also because it can damage your brand. SmartVista Fraud Management prevents financial losses in the enterprise, in all payment channels and customer touch points, as well as insider fraudulent activity. Stay compliant, secure payment flows and keep customer satisfaction and loyalty on the highest level.
- Designed for online real-time operation and fraud prevention before it happens
- Architectured for high performance and scaling to support business growth
- Equipped with powerful and highly configurable rule engine, behavior profiling module and list screening capabilities
- AI and ML powered for building scoring models, generation of rules, analyst assistance during investigation
- Enhanced case management for effective analysis and decision making
- Visual analytics, track and trace via link analysis and graph visualization
- Powerful dashboard and reports for monitoring efficiency and performance
- Packaged models proven worldwide
- Enabling compliance to risk and Fraud Management regulations
Real-time protection
Visibility
AI-Driven tools
Control
ACS 3DS
E-commerce/online purchases are on the rise. The number of fraudulent transactions rises as well. To minimise the risk for your customers, you can now offer your clients user friendly 3DSecure for all their payments to find effective balance between security and user experience via frictionless flow. The solution supports the maintenance of card enrolment, authentication of card and payment requests, and cardholder notification fully compliant with PA-DSS requirements and thus is ready for PCI SSF audits.
- 3DS2.X compliance
- Multiple authentication methods
- Risk-based authentication
- Highly flexible and configurable analytical engine
- SMS& email notifications engine
- Various HSM interfaces supported
Customer Profiling
Knowing customer habits and behavior patterns can be used not just for detecting fraudulent anomalies and lowering false alerts, but also for positive customer profiling. This enables offering of product and services for a customer based on previous activities and projected behavior profile.
- Unified customer view
- Behavioral profiles creation
- Visual analytics
- Anomaly detecting
- AI/ML driven
Our success stories
DSK Group
- DSK Bank, part of the OTP Group andone of the largest and most significantbanking players in Bulgaria, wanted toreplace its processing systems for cardmanagement while ensuring a risk-free experience for its customers
- • Number of fraud detection rules expanded over 1000
- • Real-time monitoring
- • Over 7000 fraudulent transactions prevented with help of ML models
- • Over 4m EUR saved by the bank
CBP Malaysia
- Co-opbank Pertama (CBP), a Malaysianbanking cooperative, has teamed up with Swiss payment technology provider BPCto enhance its digital banking securityand compliance capabilities across retailand corporate channels
- • Machine learning module integrated
- • Leveraging historical fraudulent data and refining detection mechanisms to protect users’ assets
- • Training services to CBP’s team to fully leverage system’s capabilities
- • All digital channels are now fully secured
Banco Finandina
• 100% of online purchasetransactions made by Finandina’scustomers are protected
• An enhanced authentication systemthat strengthens protection foronline purchases
• Significantly reduced fraud riskonline
• Greater trust in card usage fromcustomers
• The highest international securitystandards received
BIM Bank
• The bank has intercepted 100% potentially fraudulent transactionsthrough all channels
• Adaptive rule scoring
• Instant notifications
• Advanced Case management
First Bank of Nigeria
- First Bank Nigeria (FBN) is the largest publicly listed company in Nigeria, renowned for its extensive financial services offerings. The Group’s core business includes providing a comprehensive range of financial services to individuals, corporate institutions, and the public sector. FBN operates across 10 countries, offering commercial banking services through both domestic and international offices.
- • 6+m USD successfully saved from fraudby the bank
- • Over 1bln fraud attempts blockedthrough all channels collectively
- • Omnichannel protection - transactional,mobile, super-app, e-wallet, ussd,checkout
Meezan Bank
- Meezan Bank has become the largest Islamic bank in Pakistan. Meezan Bank selected BPC’s SmartVista AI/ML powerered Enterprise Fraud Management solution from BPC
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• Mobile, POS, ATM, ACS, E-commerce, RAAST channels protected
- • Over 1.5m POS channel fraud transactions declined
- • 3 billion PKR saved via POS channel to the bank
- • Over 2m E-commerce channel fraud attempts blocked
- • 91 billion PKR saved via E-commerce channel to the bank
Future-proven technology. Impenetrable security.
Central Banks
• Nation wide security tocounter APP fraud
• Scalability
• Omnichannel protexctionacross cards, A2A, instantand digital
• Policy controls
• Track and trace vialink analysis and graphvisualization
For Merchants
• Fewer chargebacks and APP fraud and accounttakeovers at checkout
• Modern paymentauthentication
• Spot refund abuse viabehavioral profiling and linkanalysis
• Fast rollout with APIs
For Financial Institutions
• Enterprise-wide protectionacross cards, payments,and digital bankingchannels
• Better customer experiencewith lower false positives
• ML-powered rules andbehavioral profiling
• Strong compliance
• Alerts and notifications
For National Switches
• Central compliance for PSD2 SCA, 3DS2, and scheme mandates.
• Low-latency, real-time scoring
• Detect mule networks with link analysis
• Flexible deployment with zero-downtime updates
For PSPs
• Multi-tenant support with per-merchant rules and profiles
• API-first
• Analyse efficiency with case management and dashboards
For SMEs
• Web checkout and payouts protection
• Scale to new channels and countries effortlessly
Powering fraud defences for over 200 customers worldwide
Askari Bank
"We are pleased to partner with BPC for our digital transformation projects. By joining forces, we are taking a new approach to security throughout our financial initiatives and compliance. Together we will ensure that our financial services are highly configurable, scalable, and secure."
Mr. Atif R. Bokhari
President & CEO | Askari Bank
Banco Finandina
"We want the best for our customers. That’s why we chose a technology that adds an extra layer of authentication for cardholders when making purchases at online merchants, effectively reducing the risk of identity fraud. The implementation of 3DS strengthens the bank’s position in compliance with the payment industry’s security regulations. With this implementation, we’re improving the purchasing experience, minimizing fraud, and opening new opportunities to grow the adoption of our digital products."
Orlando Forero
General Manager | Banco Finandina
BIMBank
"Before BPC SmartVista Enterprise Fraud Management, we didn't have the advanced tools needed to detect them in time. Today, we see, stop, and investigate events in real time. BPC's proven platform underpins our strategy to lead Mauritania in secure banking."
Abdellahi Ahmedne
IT Director | BIMBANK
Samba Bank Pakistan
"From single-click ATM withdrawals to real-time fraud prevention, BPC has helped us turn vision into reality. This new milestone not only secures our digital channels in line with SBP directives, it also gives our customers the feel of modern, seamless, robust and biometric-enabled banking."
Mr Rashid Jahangir
Acting CEO | Samba Bank Pakistan
Brands Review Magazine
"A big congratulations to the BPC team as they have succeeded in designing one of the top Risk & Fraud Prevention platforms for businesses and customers. We, at Brands Review Magazine, understand that this title is only one step on your journey. Your team’s relentless research and development programs will surely find the best solutions for the challenges faced by businesses and customers."
Shashank Madesha
Co-Founder Brands Review Magazine
QKS Group
"BPC’s SmartVista Fraud Management platform demonstrates a mature and enterprise-focused approach to fraud prevention by unifying omnichannel data, hybrid risk scoring, and real-time interdiction within a single, scalable architecture. Its strengths in adaptive machine learning, explainable risk decisioning, and integrated investigation workflows enable organizations to respond effectively to both known and emerging fraud patterns while maintaining operational efficiency. By aligning fraud detection, case management, and compliance requirements in a cohesive platform, BPC empowers institutions to reduce fraud losses, improve analyst productivity, and strengthen regulatory readiness in increasingly complex threat environments."
Divya Baranawal
Vice President and Principal Analyst | QKS Group
Key Features
All-in-one solution covering all aspects of risk and fraudmanagement in payments that can be used by an organization ofany size, type of business, regional specifics or requirements.
Online real-time monitoring
Omnichannel capabilities
Multiple validation modes and APIs
Configurable rule engine
No-code approach
Lists screening
Behavior profiling for any entity, perspective and granularity
Case Management
AI and ML models for transactions scoring
Visual analytics with link analysis
Automated rules generation with AI and ML
Dashboard and reports
Integration with any system or data source via configurable APIs
In-built notifications and alerting capabilities
Configurable workflows and UI customization
Compliance to local and global regulations
Different deployment options
Multi-institution
Secure your operations with BPC SmartVista Fraud Management.
Its time to combat Fraud on your own terms