In the retail payments space, whether it is on the level of technology, standards, competition or customer expectations, it is clear that change is a given and being able to adapt is a must.
A wide range of payment instruments is currently available on the market and for acquirers, it is vital to propose the right solutions to their merchants and have the highest levels of flexibility when it comes to setting up those solutions while at the same time keeping compliance requirements in mind.
Gain complete control of merchant management. With the relentless rise of internet and mobile commerce, it is easy to overlook the fact that the vast majority of consumer spending takes place in stores. Although the balance is shifting, the merchant of today has absolute reliance on payments infrastructure both in store but also online via mobile and internet.
As the context in which the merchant operates becomes increasingly complex, SmartVista supports merchants to manage their finances in a multi-currency environment through a variety of account types such as merchant accounts, settlement accounts, MSC accounts or fee accounts.
SmartVista allows creating customized products and services to ensure the solution can implement relevant solutions for the acquirer and merchants alike. Services are the foundation of the solution and each service includes a given functionality on one hand and the service terms and parameters on the other hand.
SmartVista’s multilevel data aggregation and reconciliation capability covers the entire spectrum of data streams and unlocks the potential of building on the insights gained by analyzing the merchant’s operations.
SmartVista’s eCommerce engine provides a secure, state-of-the-art gateway for internet payment processing.
While small businesses are the lifeblood of any economy, this segment tends to have limited access to financial products required to grow their business.
SmartVista provides flexible configuration tools to help issuers create innovative card products on-the-fly