Supporting businesses to thrive
A wide range of payment instruments is currently available on the market and for acquirers, it is vital to propose the right solutions to their merchants and have the highest levels of flexibility when it comes to setting up those solutions while at the same time keeping compliance requirements in mind.
Gain complete control of merchant management. With the relentless rise of internet and mobile commerce, it is easy to overlook the fact that the vast majority of consumer spending takes place in stores. Although the balance is shifting, the merchant of today has absolute reliance on payments infrastructure both in store but also online via mobile and internet.
As the context in which the merchant operates becomes increasingly complex, SmartVista supports merchants to manage their finances in a multi-currency environment through a variety of account types such as merchant accounts, settlement accounts, MSC accounts or fee accounts.
SmartVista allows creating customized products and services to ensure the solution can implement relevant solutions for the acquirer and merchants alike. Services are the foundation of the solution and each service includes a given functionality on one hand and the service terms and parameters on the other hand.
SmartVista’s multilevel data aggregation and reconciliation capability covers the entire spectrum of data streams and unlocks the potential of building on the insights gained by analyzing the merchant’s operations.
DownloadSmartVista’s Merchant Management helps merchants and retailers to manage payment processing and acquirers to more easily manage merchant relationships. It offers an integrated merchant management system that streamlines onboarding, merchant and terminal management, pricing and settlement. From merchant onboarding to merchant asset management, SmartVista delivers acquirers a comprehensive solution to manage every aspect of the merchant relationship.
BPC ‘s SmartVista payment hub centralizes the processing of all payments at a bank, whether they be Card, Real-time, ACH or any other form of payment.
SmartVista’s eCommerce engine provides a secure, state-of-the-art gateway for internet payment processing.
Open banking is set to have a major impact on the financial services industry. In the last few years, open APIs have gained traction and financial institutions are revisiting their channel and partner strategies accordingly. The revised Payment Service Directive, known as PSD2, is one of the driving forces behind this evolution. The European Commission…
For banks and FIs ready to upgrade their payments platforms to maintain pace with customer demand, it can appear that ‘rip and replace’ is the only option. Of course, full system replacement has its benefits; an ‘off the shelf’ solution will typically be better supported, better suited to future innovation and easier to implement as…
They have been the mainstay of payments systems around the world over the last three decades. Today, however, financial institutions (FIs) we talk to are telling us that their legacy payments systems such as BASE24 Classic can no longer support their plans for the future. Facing uncertain upgrade paths, they are confronted with difficult choices…
