Merchant Management & Acquiring

Supporting businesses to thrive

In the retail payments space, whether it is on the level of technology, standards, competition or customer expectations, it is clear that change is a given and being able to adapt is a must.

A wide range of payment instruments is currently available on the market and for acquirers, it is vital to propose the right solutions to their merchants and have the highest levels of flexibility when it comes to setting up those solutions while at the same time keeping compliance requirements in mind.

Gain complete control of merchant management. With the relentless rise of internet and mobile commerce, it is easy to overlook the fact that the vast majority of consumer spending takes place in stores. Although the balance is shifting, the merchant of today has absolute reliance on payments infrastructure both in store but also online via mobile and internet.

Sophisticated Merchant Accounts Management

As the context in which the merchant operates becomes increasingly complex, SmartVista supports merchants to manage their finances in a multi-currency environment through a variety of account types such as merchant accounts, settlement accounts, MSC accounts or fee accounts.

Customizable products and services

SmartVista allows creating customized products and services to ensure the solution can implement relevant solutions for the acquirer and merchants alike. Services are the foundation of the solution and each service includes a given functionality on one hand and the service terms and parameters on the other hand.

Banking on data

SmartVista’s multilevel data aggregation and reconciliation capability covers the entire spectrum of data streams and unlocks the potential of building on the insights gained by analyzing the merchant’s operations.

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SmartVista’s Merchant Management helps merchants and retailers to manage payment processing and acquirers to more easily manage merchant relationships. It offers an integrated merchant management system that streamlines onboarding, merchant and terminal management, pricing and settlement. From merchant onboarding to merchant asset management, SmartVista delivers acquirers a comprehensive solution to manage every aspect of the merchant relationship.

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Discover our other Smart Vista Solutions

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Instant Payments

BPC ‘s SmartVista payment hub centralizes the processing of all payments at a bank, whether they be Card, Real-time, ACH or any other form of payment.

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eCommerce

SmartVista’s eCommerce engine provides a secure, state-of-the-art gateway for internet payment processing.

Read our blogposts on this topic

Is there a way out of the legacy systems trap?

They have been the mainstay of payments systems around the world over the last three decades. Today, however, financial institutions (FIs) we talk to are telling us that their legacy payments systems such as BASE24 Classic can no longer support their plans for the future. Facing uncertain upgrade paths, they are confronted with difficult choices…

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PSD2 Is A Huge Opportunity for Online Merchants

Europe’s Payment Services Directive 2 (PSD2) is due to come into force in January 2018, once all the national parliaments have passed the required legislation. Some commentators are calling it the biggest change in banking, ever. The main thrust of the new regulation is to improve competition in payments across the Eurozone by: enshrining strong…

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Payments in Times of Open Banking

The retail landscape has undergone a significant shift over the last decade. The traditional sales channels have been amended with or even replaced by digital channels through which consumers prefer to make their purchases. Retailers had to rethink their customer engagement models and the changing customer expectations did not only affect the retail industry but…

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