Merchant Management & Acquiring

Supporting businesses to thrive

In the retail payments space, whether it is on the level of technology, standards, competition or customer expectations, it is clear that change is a given and being able to adapt is a must.

A wide range of payment instruments is currently available on the market and for acquirers, it is vital to propose the right solutions to their merchants and have the highest levels of flexibility when it comes to setting up those solutions while at the same time keeping compliance requirements in mind.

Gain complete control of merchant management. With the relentless rise of internet and mobile commerce, it is easy to overlook the fact that the vast majority of consumer spending takes place in stores. Although the balance is shifting, the merchant of today has absolute reliance on payments infrastructure both in store but also online via mobile and internet.

Sophisticated Merchant Accounts Management

As the context in which the merchant operates becomes increasingly complex, SmartVista supports merchants to manage their finances in a multi-currency environment through a variety of account types such as merchant accounts, settlement accounts, MSC accounts or fee accounts.

Customizable products and services

SmartVista allows creating customized products and services to ensure the solution can implement relevant solutions for the acquirer and merchants alike. Services are the foundation of the solution and each service includes a given functionality on one hand and the service terms and parameters on the other hand.

Banking on data

SmartVista’s multilevel data aggregation and reconciliation capability covers the entire spectrum of data streams and unlocks the potential of building on the insights gained by analyzing the merchant’s operations.

 Downloads

SmartVista’s Merchant Management helps merchants and retailers to manage payment processing and acquirers to more easily manage merchant relationships. It offers an integrated merchant management system that streamlines onboarding, merchant and terminal management, pricing and settlement. From merchant onboarding to merchant asset management, SmartVista delivers acquirers a comprehensive solution to manage every aspect of the merchant relationship.

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Case Studies

Banca Transilvania

Learn how customers of Banca Transilvania are reaping the benefits of BT’s SmartVista-powered systems.

Alfa-Bank

Learn how the combination of Alfa-Bank’s in-depth fraud expertise and SmartGuard’s capabilities has been highly effective, driving down fraud rates and preventing up to US$1 million per week in losses.

Hattha Kaksekar

Learn how, at the leading edge of microfinance, Hattha Kaksekar has been able to grow its products across ATM, POS and mobile devices using SmartVista.

NEPS

Learn how NEPS set the standard for card payments in the region by delivering a single payments infrastructure using SmartVista.

Telered

Learn how Panama’s national switch, Telered, is responding to rapid evolution in the payments market by replacing its legacy infrastructure with SmartVista.

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Discover our other Smart Vista Solutions

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Instant Payments

BPC ‘s SmartVista payment hub centralizes the processing of all payments at a bank, whether they be Card, Real-time, ACH or any other form of payment.

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eCommerce

SmartVista’s eCommerce engine provides a secure, state-of-the-art gateway for internet payment processing.

Read our blogposts on this topic

How to Protect Your Bank During Payments Technology Replacement

In a rapidly changing market, the financial and skills challenges connected with maintaining outdated legacy payments technology are escalating. The painful truth for many financial institutions is that replacement may be the only viable long-term option to future-proof their businesses, comply with regulation and remain competitive. Viewing the replacement of a legacy system with trepidation…

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Open Banking as an opportunity for retailers

Open banking is set to have a major impact on the financial services industry. In the last few years, open APIs have gained traction and financial institutions are revisiting their channel and partner strategies accordingly. The revised Payment Service Directive, known as PSD2, is one of the driving forces behind this evolution. The European Commission…

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New fraud tactics require new prevention measures

Fraudsters are getting more and more organized and have started more sophisticated and targeted attacks on financial systems over the last couple of years. With the overall payment ecosystem getting more complex, fraud has become increasingly difficult to detect and prevent. On the other hand, computing power is cheaper than ever and technologies such as…

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