Supporting businesses to thrive
A wide range of payment instruments is currently available on the market and for acquirers, it is vital to propose the right solutions to their merchants and have the highest levels of flexibility when it comes to setting up those solutions while at the same time keeping compliance requirements in mind.
Gain complete control of merchant management. With the relentless rise of internet and mobile commerce, it is easy to overlook the fact that the vast majority of consumer spending takes place in stores. Although the balance is shifting, the merchant of today has absolute reliance on payments infrastructure both in store but also online via mobile and internet.
As the context in which the merchant operates becomes increasingly complex, SmartVista supports merchants to manage their finances in a multi-currency environment through a variety of account types such as merchant accounts, settlement accounts, MSC accounts or fee accounts.
SmartVista allows creating customized products and services to ensure the solution can implement relevant solutions for the acquirer and merchants alike. Services are the foundation of the solution and each service includes a given functionality on one hand and the service terms and parameters on the other hand.
SmartVista’s multilevel data aggregation and reconciliation capability covers the entire spectrum of data streams and unlocks the potential of building on the insights gained by analyzing the merchant’s operations.
DownloadSmartVista’s Merchant Management helps merchants and retailers to manage payment processing and acquirers to more easily manage merchant relationships. It offers an integrated merchant management system that streamlines onboarding, merchant and terminal management, pricing and settlement. From merchant onboarding to merchant asset management, SmartVista delivers acquirers a comprehensive solution to manage every aspect of the merchant relationship.
BPC ‘s SmartVista payment hub centralizes the processing of all payments at a bank, whether they be Card, Real-time, ACH or any other form of payment.
SmartVista’s eCommerce engine provides a secure, state-of-the-art gateway for internet payment processing.
Open banking is set to have a major impact on the financial services industry. In the last few years, open APIs have gained traction and financial institutions are revisiting their channel and partner strategies accordingly. The revised Payment Service Directive, known as PSD2, is one of the driving forces behind this evolution. The European Commission…
In a rapidly changing market, the financial and skills challenges connected with maintaining outdated legacy payments technology are escalating. The painful truth for many financial institutions is that replacement may be the only viable long-term option to future-proof their businesses, comply with regulation and remain competitive. Viewing the replacement of a legacy system with trepidation…
Europe’s Payment Services Directive 2 (PSD2) is due to come into force in January 2018, once all the national parliaments have passed the required legislation. Some commentators are calling it the biggest change in banking, ever. The main thrust of the new regulation is to improve competition in payments across the Eurozone by: enshrining strong…
