Payment Hub & Instant Payments

Convergence of payment types - introducing real-time payments

In a changing global digital commerce landscape, the traditional interbank payment systems are no longer meeting the expectations of consumers and businesses, who are very much used to instantaneous access to information, goods and services.

SmartVista’s Instant Payments solution allows a bank to process incoming and outgoing instant payments. The solution allows streamlining instant payments processing and the underlying platform supports multiple CSMs as well as multiple channels in a unified, highly available and secure way. The solution can also seamlessly integrate with various internal systems to provide message enrichment, liquidity management and other capabilities

Convergence of payment types

As increasingly converging payment types, banks and payment processors have an interest to streamline their operations and consolidate all their payment types – whether those are card based or account based – onto a single platform.

Real-time payments – the new normal

With the introduction of real time payment schemes across the globe, it becomes apparent that several legacy processing platforms are struggling to comply with the performance and availability requirements associated to instant payments processing.

Managing the entire payments lifecycle

BPC ‘s SmartVista payment hub centralizes the processing of all payments at a bank, whether they be Card, Real-time, ACH or any other form of payment. SmartVista covers the entire payments lifecycle – from origination to clearing and settlement.

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SmartVista Instant Payments has been designed to integrate into virtually any infrastructure. It has a range of pre-configured online, offline and near real-time options for integrating with core banking systems, channels, sanctions screening and other solutions.

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Discover our other Smart Vista Solutions

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Digital Banking

BPC’s solution for internet and mobile banking ensures that you can deliver the same high levels of customer service across your internet and mobile channels.

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Switch

With Switch from BPC, issuers, acquirers and processors can manage the fast-moving payments landscape and deliver the best levels of service to their customers.

Read our blogposts on this topic

Payments in Times of Open Banking

The retail landscape has undergone a significant shift over the last decade. The traditional sales channels have been amended with or even replaced by digital channels through which consumers prefer to make their purchases. Retailers had to rethink their customer engagement models and the changing customer expectations did not only affect the retail industry but…

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From the product you have to the service you need

For payment service providers and retailers alike, processing payments has been one of the key activities to which a significant portion of these companies’ resources have been allocated. Traditionally, these companies have been managing their own payment systems. This often resulted in headaches around finding and keeping skilled resources, staying in line with a never…

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Frictionless payments and the importance of data – seven key learnings from this year’s edition of Money20/20

Money20/20, it’s a wrap. This year’s edition of one of the world’s most coveted fintech conferences transcended last years event again. Over the course of three days, Money20/20 brought together fintech’s captains of industry, startups worth watching, leading financial media and major banks in one of Europe’s leading fintech hubs: Amsterdam. BPC offered visitors a…

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