The era of greater mobile wallet payments in Asia Pacific
Of the roughly 2.8 billion mobile wallets active globally, almost half are found in the Asia-Pacific region. The surge is primarily driven by countries like India and China – with..
The many sides of Open API adoption
Open Banking is not just a trend but a transformative force, driving a sea change in how consumers and businesses interact with financial services. Central to this transformation..
What the State Bank of Pakistan’s new guidelines mean for banks
This article first appeared on Retail Banker International on August 28, 2023 Furrukh Ali Baig explains why the Pakistan central bank’s security regulations offer the country’s..
Bridging Fintech and Traditional Banking: The Transformative Power of Open Banking
In the midst of an ongoing technological revolution, an arena undergoing a significant transformation is banking and payments. The digital shift that's swept across every aspect..
Open Banking: A Global Perspective
As digital transformation sweeps across the globe, a new financial paradigm, known as Open Banking, is gaining traction. It represents a shift towards a more integrated,..
Transforming Finance: The Role of Open APIs in Open Banking
A Revolution in Convenience, Choice, and Security Open Banking, a revolutionary concept, has the potential to transform customer choice, convenience, and security in the financial..
Europe’s digital banking opportunities
Europe has seen a significant increase in digital banking over the past few years. Innovative neobank models have successfully redefined traditional banking norms, securing large..
Key trends shaping the European banking market
As we navigate the new normal, the banking services landscape across the European Union (EU) has observed a paradigm shift. The current economic scenario presents several..
Data is the new money
In today's digital economy, the payment industry is undergoing a transformation. Traditional strategies based on pure transaction processing are becoming less relevant as margins..