Beyond Just Payments: The Diversity of APAC’s E-Wallet Market
In Asia Pacific, digital wallets are no longer viewed as experimental add-ons to cash or cards. They have become everyday tools used to pay, transfer, and save, with adoption..
Digital Functionality Can Help APAC Banks Win Over SME's
Small businesses play a vital role in Asia Pacific’s economy, accounting for the majority of enterprises and a significant share of employment. McKinsey Global Institute..
Europe’s Wallet Evolution
Europe is undergoing a decisive shift in the way people manage their financial lives. Digital wallets already represent 44 percent of e-commerce payments across the continent, a..
APAC’s Next Era of Retail Digital Banking
Retail banking in Asia Pacific is entering a new chapter. Financial institutions are no longer simply digitalising processes; they are reimagining how banking is designed and..
ISO 20022 is the Beginning of Smarter Banking
Over the last few posts, we’ve explored ISO 20022 from different angles: its urgency, the practical hurdles, and the importance of choosing the right technology partner. Now, as..
Not All Vendors Are ISO 20022-Ready, So How Do You Find the Right One?
In our second blog, we touched on the tension many institutions face, between wanting to get migration done and dealing with limited resources. Some banks choose to implement just..
Navigating real-world challenges with ISO 20022
In the previous blog, we touched on the importance of ISO 20022, why it matters and what’s driving global adoption. But understanding its value is only the first step. The real..
How cloud infrastructure and microservices are shaping the future of banking
In previous years, financial institutions have struggled to maintain and evolve their legacy systems. While these systems were reliable in their time, they are no longer equipped..
Why Financial Institutions Can’t Afford to Wait with ISO 20022's Migration
It has been decades since we have seen the landscape of financial messaging undergoing such an evolution. With ISO 20022 becoming the international standard, this change is far..