The era of greater mobile wallet payments in Asia Pacific
Of the roughly 2.8 billion mobile wallets active globally, almost half are found in the Asia-Pacific region. The surge is primarily driven by countries like India and China – with..
Data is the new money
In today's digital economy, the payment industry is undergoing a transformation. Traditional strategies based on pure transaction processing are becoming less relevant as margins..
Security is still everything
A successful payment system relies heavily on trust. With the rapid digitization of financial services, incumbents are often seen as safe and secure, but they must also prioritise..
Those that adapt, survive and thrive
In today's rapidly evolving environment, marked by shifting customer expectations, the emergence of new market participants, and continuous technological advancements,..
Be where the customer is
As the world becomes increasingly digital, it is more important than ever for businesses to "be where the customer is" – that is, to offer a range of online payment options in..
Focus on the customer experience
The customer experience has become a critical factor in the payments industry, as digital banks, incumbent financial institutions, fintechs, and payment service providers (PSPs)..
Once bitten? Twice shy? Triple check in the box!
Why working with fintech providers make sense and how to minimize your risk It can’t have escaped you, believers and cynics alike read the stories around the demise of Wirecard..
The role of ISO20022 in real-time payments
In the final blog in this series we explain the importance of the ISO 20022 messaging standard to the future development of real-time payment systems.
Laying the foundations for real-time payment infrastructure
Having explored the demand drivers for real-time payment systems, we now outline some of the key principles for the successful deployment of national infrastructure.