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The BPC Blog

The BPC Blog shares news, insights, and opinions on the future of Banking, Commerce, Mobility and Payments with all ecosystem players.

APAC’s Next Era of Retail Digital Banking

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APAC’s Next Era of Retail Digital Banking

Retail banking in Asia Pacific is entering a new chapter. Financial institutions are no longer simply digitalising processes; they are reimagining how banking is designed and..

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The Next Frontier: unlocking opportunities in Laos’ Card Management industry

The Next Frontier: unlocking opportunities in Laos’ Card Management industry

Across the APAC region, economies are rapidly transitioning from cash to digital payments, with credit and debit cards expected to dominate new sales over the next four years...

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ISO 20022 is the Beginning of Smarter Banking

Over the last few posts, we’ve explored ISO 20022 from different angles: its urgency, the practical hurdles, and the importance of choosing the right technology partner. Now, as..

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Not All Vendors Are ISO 20022-Ready, So How Do You Find the Right One?

In our second blog, we touched on the tension many institutions face, between wanting to get migration done and dealing with limited resources. Some banks choose to implement just..

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How global payment trends are rewriting Issuers’ playbook

How global payment trends are rewriting Issuers’ playbook

Plastic still rules global payments, yet its position weakens. From London commuters who now tap a virtual card on their phone to travel to South-African shoppers who pay with QR,..

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Navigating real-world challenges with ISO 20022

In the previous blog, we touched on the importance of ISO 20022, why it matters and what’s driving global adoption. But understanding its value is only the first step. The real..

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How cloud infrastructure and microservices are shaping the future of banking

In previous years, financial institutions have struggled to maintain and evolve their legacy systems. While these systems were reliable in their time, they are no longer equipped..

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Why Financial Institutions Can’t Afford to Wait with ISO 20022's Migration

It has been decades since we have seen the landscape of financial messaging undergoing such an evolution. With ISO 20022 becoming the international standard, this change is far..

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Building an Acquiring System for Tomorrow - Today

The payments market is evolving rapidly. With emerging technologies, diverse payment methods, and shifting regulatory frameworks like PSD3 and DORA, acquirers face increasing..

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