From Plastic to Platforms: The new rules of Card Issuing
Ten years ago, card issuing was a stable business built on plastic and interchange revenue. Five years ago, the shift to contactless, basic mobile wallet provisioning, and 24/7..
Beyond Just Payments: The Diversity of APAC’s E-Wallet Market
In Asia Pacific, digital wallets are no longer viewed as experimental add-ons to cash or cards. They have become everyday tools used to pay, transfer, and save, with adoption..
Digital Functionality Can Help APAC Banks Win Over SME's
Small businesses play a vital role in Asia Pacific’s economy, accounting for the majority of enterprises and a significant share of employment. McKinsey Global Institute..
Europe’s Wallet Evolution
Europe is undergoing a decisive shift in the way people manage their financial lives. Digital wallets already represent 44 percent of e-commerce payments across the continent, a..
APAC’s Next Era of Retail Digital Banking
Retail banking in Asia Pacific is entering a new chapter. Financial institutions are no longer simply digitalising processes; they are reimagining how banking is designed and..
The Next Frontier: unlocking opportunities in Laos’ Card Management industry
Across the APAC region, economies are rapidly transitioning from cash to digital payments, with credit and debit cards expected to dominate new sales over the next four years...
ISO 20022 is the Beginning of Smarter Banking
Over the last few posts, we’ve explored ISO 20022 from different angles: its urgency, the practical hurdles, and the importance of choosing the right technology partner. Now, as..
Not All Vendors Are ISO 20022-Ready, So How Do You Find the Right One?
In our second blog, we touched on the tension many institutions face, between wanting to get migration done and dealing with limited resources. Some banks choose to implement just..
How global payment trends are rewriting Issuers’ playbook
Plastic still rules global payments, yet its position weakens. From London commuters who now tap a virtual card on their phone to travel to South-African shoppers who pay with QR,..